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Faller Insurance Agency Blog: insurance

View the latest blog posts from Faller Insurance Agency.

Your home is probably the most important and expensive purchase you will make, but how much should you insure your home for?   Many people think they need to insure their home for its market value, or for the amount of the mortgage. But actually you will need to insure it for the cost to rebuild it, known as the Replacement Value. READ MORE >>

If you’ve landed on this webpage, you probably received your bill and noticed an increase in your homeowner’s insurance premium.  You haven’t filed any claims so why should it go up? Just like gas prices, costs for insurance goes up and down. READ MORE >>

Many of my clients have children making their first move away from home and going to college.  Regardless of what college their child is going to, this is a very exciting (and slightly strenious) change for all involved. READ MORE >>

Confusion over health insurance continues to reign supreme in Washington. On Tuesday, July 18th, senate republicans announced that their bid to “repeal and replace” the Affordable Care Act did not have the votes necessary to pass. READ MORE >>

Once again Health Care reform is in the news.  The house just passed a bill to repeal and replace the Affordable Care Act (Obamacare).  This changes the one proposed in March by allowing states to opt out of providing coverage for pre-existing conditions and more. READ MORE >>

The proposed legislation to Repeal and Replace the Affordable Care Act has been withdrawn from the House of Representatives. It did not have enough votes to pass.  At this time, there is no new legislation that's been put forth by the White House or Congress. READ MORE >>

Recently, the U.S. House of Representatives announced their bill to "repeal and replace" components of the Affordable Care Act (AKA Obamacare).  Below is a summary of some of the proposed changes and what they may mean to consumers and business owners. READ MORE >>

If you are one who likes to take matters in your own hands, you may want to try going online to make changes to your policy.  They make it look so easy, so what can go wrong?  Well, plenty!  Here's a common error:        READ MORE >>

When I was in my 30's I purchased a $100,000 20 year term life insurance policy through Protective Life.  Because I was in excellent health, I was given the best preferred rate class.  I'm in my 50's now, and if I were to apply for insurance today, I probably wouldn't get that same preferred rate class. READ MORE >>

Running a business from home has never been easier.  Smart phones and the Internet have seen to that. It's not surprising that a new study revealed that home based businesses are becoming "an underlying long-term trend". A 2012 survey says 69% of businesses now start in the home. READ MORE >>

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