April 16, 2014
Agency
Hail, Hail, the Hail’s All Here!

Fortunately you can take steps to reduce hail damage.
Before Hail Occurs
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If you are replacing your roof with new asphalt shingles, make sure they have a Class 4 rating under Underwriters Laboratories’ (AL) 2218 standard.
- Make sure you are up-to-date with any needed roof repairs such as replacing worn, damaged or missing shingles.
During a Hailstorm
If a hailstorm is expected in your area, you should:
- Park vehicles in a garage or under a carport.
- Move inside immediately and stay there.
- Keep away from skylights, doors and windows in case hail shatters the glass.
- Close your drapes, blinds or window shades to prevent wind from blowing broken glass inside.
- If you’re in a car, safely pull off the road, preferably under a bridge or highway overpass. If possible, turn away from or shield yourself from windows and glass as you wait for the storm to pass.
After a Hailstorm
After the hailstorm, you should:
- Be careful of broken glass that may have shattered during a hailstorm.
- If your property is damaged, report it to your insurance agent immediately, and make temporary repairs to prevent further damage.
- Beware of contractor fraud. Most contractors are reputable business people, but the dishonest ones may try to convince you that you have hail or other damage and need a new roof, even if your roof did not experience any damage at all. If you’re not sure what to do, call your insurance agent.
Categories: Blog
Tags: Hail, Home Insurance